We are facing a macroeconomic environment that hasn’t really been seen before. This is where detailed planning shines as the most important part of holistic wealth management.

“...look, I'm an optimist. I said there's storm clouds, they're big storm clouds, they're -- it's a hurricane It's, we -- right now it's kind of sunny, things are doing fine, everyone thinks the Fed can handle this. That hurricane is right out there down the road coming our way. We just don't know if it's a minor one or Superstorm Sandy or -- yes, Sandy or Andrew, or something like that." - JPMorgan Chase (JPM) CEO Jamie Dimon

"So I'm going to try not to use any weather analogies, but I would say the following. I think this is among, if not the most complex dynamic environment I've ever seen in my career. We've obviously been through lots of cycles. But the confluence of the number of shocks to the system, to me, is unprecedented--we're seeing it actually relatively orderly so far. So while it's painful to watch and investors are not performing as well as they would like to perform for sure, it actually has been relatively orderly so far." - Goldman Sachs (GS) President & COO John E. Waldron